Modi Launches e-RUPI Digital Platform 2023 Payment Mobile App

PM Modi Launches e-RUPI Digital Platform 2023: What It Is, Benefits, How to Use, Payment Mobile App, Download, Banks, Vouchers. Here’s what you need to know:

After Prime Minister Modi came to power, the country has started moving towards a digital path, and everything is gradually turning digital. In this digital revolution, a new platform is being introduced. This announcement was made today at 4:00 PM by Prime Minister Narendra Modi through video conferencing. Yes, a digital payment platform is ready. It has been created with the cooperation of India’s Department of Financial Services, the Ministry of Health and Family Welfare, and the National Health Authority. This platform will be completely digital and will be used for digital payments.

e-RUPI Digital Platform 2023

eRUPI Launch Details:

  • Name: e RUPI Digital Platform
  • Launch Date: August 2021
  • Launched By: Prime Minister Narendra Modi
  • Launch Method: Via video conferencing
  • Beneficiaries: Citizens of India
  • Benefits: A new payment platform has been created.

On Sunday, it was announced through Prime Minister Modi’s Twitter account that the eRUPI digital platform would be launched on August 2nd at 4:30 PM, offering many benefits to consumers.

What is e-RUPI?

Recently, India’s Prime Minister Narendra Modi launched a digital platform called the e RUPI digital platform. This platform enables cashless and contactless digital payments. In simple terms, e RUPI is a voucher issued by banks and based entirely on QR codes or SMS strings, which can be used via mobile phones.

Uses of e-RUPI

  • Payments to service providers will be made only after the transaction is completed.
  • The platform allows prepaid payments without needing a middleman.
  • It will be used for government schemes under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, such as mother and child welfare schemes.
  • Private sectors can use these vouchers for employee welfare and corporate social responsibility programs.
  • It ensures leak-proof delivery of welfare services.

Purpose of the e-RUPI Digital Platform

The main goal of the digital payment platform is to develop a cashless and contactless payment system. With this platform, citizens can make payments anywhere without difficulty. It is entirely secure, using QR codes and SMS string-based vouchers received on mobile phones. After its launch, users won’t need cards, digital payment apps, or internet banking for payments, making it very easy and safe to use.

Banks Included in the eRUPI Digital Platform

Bank NameApp Name
Union Bank of IndiaNot available
State Bank of IndiaYONO SBI Merchant
Punjab National BankPNB Merchant Pay
Kotak BankNot available
Indian BankNot available
IndusInd BankNot available
ICICI BankBharat Pe and Pine Labs
HDFC BankHDFC Business App
Canara BankNot available
Bank of BarodaBHIM Baroda Merchant Pay
Axis BankBharat Pe

eRUPI Digital Platform Features

Prime Minister Modi shared some key benefits of the upcoming digital platform on Twitter. Here they are:

  • eRUPI digital payment is a new cashless and contactless platform.
  • It will fully connect service providers and users digitally.
  • Consumer information will be leak-proof and confidential on this application.
  • The platform uses QR codes or SMS-based e-vouchers, which will be sent to beneficiaries via mobile phones.
  • Service providers can use the vouchers without needing a card, digital payment app, or internet banking access.
  • This digital platform connects service organizers digitally without any physical interface.
  • It is the easiest way to make payments for exchanging services.
  • The platform is prepaid, so only the intended user can use it.
  • It will support all government services like Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies, maternity and child welfare schemes, TB eradication programs, and other health-related schemes, providing financial benefits.
  • Private sectors can use it for employee welfare and corporate social responsibility programs.

Benefits of e-RUPI

For Consumers:

  • The payment process is contactless and involves a two-step process.
  • No need for a digital payment app or bank account to make payments.
  • Consumers don’t have to share any personal details, maintaining complete privacy.

For Hospitals:

  • Prepaid vouchers ensure secure payment processes.
  • Vouchers can be used easily, eliminating the need to handle cash.
  • Contactless and simple payments can be ensured with a verification code.

For Corporates:

  • Vouchers can be issued for employee welfare, entirely contactless.
  • Vouchers are assigned to specific individuals, ensuring only they can use them.

How to Download the e-RUPI Mobile App

The eRUPI mobile app has been launched to make the digital platform even easier to use. Here is a simple way to download it:

  1. You can download the e RUPI app on any Android or Apple phone using the Google Play Store.
  2. Go to the Play Store and type in “e rupi digital payment.”
  3. A list of applications will appear. Click on the first option.
  4. After clicking, press the install button, and the e RUPI digital payment mobile app will be downloaded to your phone.

e-RUPI Official Website

The government has also launched an official website for the eRUPI digital platform. You can visit this website to get complete information and other details about the platform.

This digital platform, which will soon be available to everyone, will be very beneficial for citizens. We have already mentioned some of its benefits. You will learn about the rest of the benefits as you start using it. Prime Minister Modi has tried to share all the information about it during the launch.

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FAQ

Q: What is e-RUPI?

eRUPI is a digital platform launched by the Government of India that allows cashless and contactless payments.

Q: What will the interface of e-RUPI be like?

It will not have any physical interface. It will work entirely through digital means.

Q: Where will e-RUPI be mainly used?

eRUPI will be used for direct bank transfers in schemes like the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and fertilizer subsidies, among others, launched by the Government of India.

Q: Can the e-RUPI digital platform be used through an app?

Yes.

Q: On which platform is e-RUPI developed?

It is develope

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