HDFC Personal Loan 2024: Get Up to ₹10 Lakhs in Just 10 Minutes, Here’s How

Are you suddenly in need of funds but lack the necessary resources? Today, we bring you valuable information that could turn your situation around. In this article, we’ll provide you with a comprehensive guide on how to secure a personal loan from HDFC Bank.

As you may know, borrowing money from individuals has become less common nowadays, with most preferring to opt for bank loans instead. Obtaining a loan from a bank has become remarkably convenient in today’s times. Numerous private banks and financial institutions offer loans within a mere 2-minute timeframe. If you’re looking to avail yourself of a loan of up to ₹10 lakhs in just 10 minutes, you can leverage this facility through HDFC Bank.

HDFC Personal Loan Overview 2024

  • Article Title: HDFC Bank Personal Loan
  • Loan Amount: ₹50,000 to ₹10,00,000
  • Interest Rate: 10% to 14%
  • Application Process: Online / Offline
  • Official Website:

This loan is extended to you only if you have a bank account with HDFC Bank. You can apply for this loan online. After your application form is reviewed and approved, the loan amount will be disbursed to your bank account.

Interest Rate for HDFC Personal Loan

If you’re considering a personal loan from HDFC Bank, it’s important to note that the interest rates for personal loans from this bank are subject to fluctuation. HDFC Bank offers personal loans with interest rates ranging from 10% to 14%. Through HDFC Bank, you can avail yourself of loans ranging from ₹50,000 to ₹10,00,000. This bank is known for its prompt loan disbursement, making it one of the quickest loan providers in the industry.

Eligibility Criteria for HDFC Personal Loan

If you’re considering a personal loan from HDFC Bank, it’s crucial to fulfill the following eligibility criteria. Failure to meet these requirements may result in your loan application being rejected.

  • The applicant must be at least 21 years of age to apply for a personal loan from HDFC Bank.
  • The maximum age limit for loan applicants is 60 years.
  • Applicants must have a minimum of 2 years of work experience to be eligible for a loan.
  • The applicant’s monthly salary should be at least ₹15,000.
  • Applicants must be permanent residents of India.
  • Submission of the previous three months’ salary slips or income tax returns is mandatory.
  • Applicants must provide bank statements for the last six months.

Required Documents for HDFC Personal Loan

If you’re planning to obtain a loan from HDFC Bank, you’ll need to have the following documents ready, as they are essential when applying for a loan from this bank. Therefore, it’s advisable to prepare these documents in advance.

  • Applicant’s Aadhar Card
  • PAN Card
  • Driver’s License
  • Bank statements for the last 6 months
  • Passport-sized photograph
  • Income Proof
  • Caste Certificate
  • Mobile Number

How to Apply for HDFC Personal Loan?

If you’re considering obtaining a personal loan from HDFC Bank, it’s essential to know that this bank offers loans ranging from a minimum of ₹50,000 to a maximum of ₹10 lakh. Additionally, the interest rates charged by this bank range from 10% to 14%.

Even after being informed about all these details, if you still wish to avail of this loan, you’ll need to follow the step-by-step process outlined below and apply for the loan online. Shortly after applying, you’ll receive the loan amount.

  1. Open the Play Store on your mobile phone.
  2. Click on the search option.
  3. Search for HDFC Bank.
  4. Download this mobile app on your device.
  5. Click on the app icon.
  6. Navigate through the app.
  7. Click on the Apply Now option.
  8. Choose the loan option.
  9. A loan application form will appear on your screen.
  10. Fill in all the required information accurately in this application form.
  11. After completing the E-KYC, click on the submit option.
  12. Your application form will then be reviewed.
  13. If you’re deemed eligible for the loan, the loan amount will be sent to your bank account shortly.

In this manner, you can easily obtain a personal loan from HDFC Bank.

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